The insurance landscape across the United States, particularly in California, is in turmoil. What's increasingly being referred to as a 'crisis' has evolved over recent years and shows little sign of easing. A mix of natural disasters, large legal settlements, challenging regulations, and inflation has led to an unstable insurance [...]
It’s no secret to the volunteer fire protection districts of California that volunteerism is in a lull to say the least. Establishing a cadet program within a public volunteer fire district is an opportunity to nurture future firefighters while protecting the district's interests. Understanding Legal Frameworks Let’s just start off [...]
Properly Scheduled Property – And Why It Matters to Your Public Agency The fun and excitement of buying new property is often tempered by the act of notifying the insurance company – that is often the painful part! Public entities are not immune to this pain, especially as insurance costs [...]
Today’s public entity risk pools have many moving parts. A pool isn’t just about collecting contributions and administering claims. Pools have grown and matured over the years and thus offer many services to their members, including proactive loss prevention and risk control, legal consulting and review, training, financial assistance, and [...]
The sun has set on the 17th annual GSRMA conference, leaving us reflecting on two phenomenal days of inspiration, knowledge, and connection. From compelling speakers and insightful sessions to an enjoyable reception under the open sky, this conference was a true celebration of learning, networking, and forging lasting relationships. Join [...]
We’re pleased to share a unique perspective on management from Jesse Brisendine, our keynote at the 2023 Annual Conference. His expertise in employee engagement differs from our usual content yet provides universal insights. The strategies presented transcend any particular field or role. We hope you gain [...]
With COVID-19 cases on the rise and flu season approaching, COVID-19 stands ready to wreak havoc on unprepared employers. While we celebrate the 6-month anniversary of the lifting of California's COVID-19 State of Emergency in February, employers need to recognize that COVID-19 still presents challenges. In the last two months, [...]
Author: Sarah Bishop, PRISM Underwriting Manager Despite historically hard general liability market conditions, PRISM successfully renewed the GL1 Program on July 1, 2023 with more than a 98% member retention. While rates unfortunately increased, we were able to maintain the $25 million per occurrence program limits. Coverage remained as expiring [...]
We wanted to notify you that your agency’s coverage documents for the 2023-24 coverage year have been posted to GSRMA’s Member Portal. These coverage documents include: Memorandum of Coverage (MOC) – Description of coverage provided by GSRMA excess carriers. Certificate of Coverage (COC) – Description of coverage provided by the GSRMA risk pool. [...]
Our 23-24 Risk Management Accreditation Program (RMAP) application is now available. The RMAP is a best-practices program developed to assist our members achieve excellence through proactive risk management and risk mitigation strategies. By participating in the program GSRMA member agencies can earn an award of up to 10% of their [...]