GSRMA participates in the PRISM (Public Risk Innovation, Solutions, and Management) Excess Workers’ Compensation (EWC) Program. The EWC has the financial strength and stability to remain strong in all market conditions. The program utilizes pooled, fully-insured and quota-sharing coverage layers to spread risk. The GSRMA Workers’ Compensation Program provides its members with stable, competitive rates through responsible funding and administrative efficiency.

• First-dollar coverage – no member retention or deductible for workers’ compensation claims
• Complete self-administration of claims
• Coordinated phone-in reporting and injury triage
• Customized return-to-work programs
• Nationally recognized for innovative claims management solutions